Card Services
ExpressCheck Debit Card
 Express Check Debit Card is the way to pay. With Trustmark's ExpressCheck debit card, you have more control than ever before when paying for goods and services. It's an electronic draft or debit from your checking account. Just like writing a check except it's faster and easier, and the card fits in your wallet. You may use your Trustmark ExpressCheck debit card in point-of-sale transactions (with your PIN) to buy goods or services or get cash back if a merchant permits and at ATMs to withdraw from your account. (Transaction Limits Apply.) You may also use your Trustmark ExpressCheck debit card to buy goods or services everywhere a MasterCard® debit card is accepted or obtain cash from participating financial institutions displaying the MasterCard® logo. (Transaction Limits Apply.) Some merchants may ask for other ID to insure you are the authorized user of the card.
Using the ExpressCheck provides you with an instantaneous receipt helping you avoid the problem of checks you forget to record. Your ExpressCheck transactions appear on your monthly checking account statement with the merchant's name or address as the description.
The ExpressCheck doubles as an ATM card. It takes the place of your Trustmark Express ATM card. With your existing "PIN" number you can use it at any Trustmark Express, PULSE® or Cirrus® automated teller. Visit your nearest Trustmark or call 1-800-844-2300 to get an ExpressCheck card application. However, if you are not interested in receiving an ExpressCheck card you may prefer to receive the Trustmark Express ATM card.
Express ATM Card is a quick and easy way to pay. It is accepted at all Trustmark Express automated teller machines (ATMs) or at any one of 135,000 PULSE or CIRRUS ATMs worldwide. In addition, your Express ATM card may be used at any participating merchant that accepts point of sale transactions at its electronic terminals. Just follow the instructions on the point of sale terminal. Pay transactions require you to enter a "PIN". (Daily transaction limits apply.) Only your primary checking account may be accessed by point of sale transactions using your Express ATM card. Savings accounts do not allow point of sale transactions.
Trustmark Express ATMs
Many Trustmark Express automated teller machines (ATMs) are strategically placed throughout the state to ensure that you have access to your checking, savings and credit card accounts whenever you need some cash. A Trustmark Express or ExpressCheck card is all you need to make cash withdrawals and deposits, check your account balance and more. You can use your card at any Trustmark Express, or one of 135,000 ATMs worldwide that bear the CIRRUS® or PULSE® logo.
ATM Express Card Instructions
- Insert or swipe the ATM card according to the instructions on the "insert decal" on the ATM.
- Request to enter "PIN" will appear on screen, enter your "PIN" on the numbered key pad.
- On the next screen select the appropriate function key for your desired transaction. This may be checking withdrawal, savings withdrawal, transfer of funds, or balance inquiry. Follow the instructions on each upcoming screen until transaction is complete.
- Upon completion of transaction remove any currency withdrawn, your ATM card, and your ATM receipt.
Credit Cards
Both VISA® and MasterCard® allow customers to charge goods and services at participating businesses throughout the US and in many foreign countries. Customers may charge purchases up to their individual credit limits established and approved by Trustmark. Finance charge options:
- Visa® Platinum -
- No Annual Fee
- Cash Back Rebate of .50% on net purchases
- 1.9% fixed rate for first six months
- Ongoing purchase variable APR of prime (currently 5.00%), Prime + 3.9 (currently 8.90%), Prime + 5.9 (currently 10.90%)
- Balance Transfer APR of 3.9% for the life of the transfer
- Cash APR of 19.90%
- MasterCard Classic -
- No Annual Fee
- 5.9% fixed APR for first six months
- Cash Back Rebate of 0.50% on net purchases
- Purchase Rate
- Balances <2,000 variable APR of Prime + 7.90 (12.90%)
- Balances > $2,000 variable APR of Prime + 4.90 (9.90%)
- Balance Transfer APR of 5.90% for life of the transfer
- Cash APR of 20.90%
No finance charges on purchases if balance is paid in full each month by the due date. Credit card holders may access any Trustmark Express automated teller machine (or any other ATM in the Pulse®, MasterCard® or CIRRUS® networks) for cash advances. Click here for a summary of the credit card terms.
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