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Choices in Checking:
Which is right for you?
We offer a variety of checking accounts, suited
to different lifestyles and customer preferences. Before you select a particular account, consider what your average monthly
balance is likely to be and what other services and conveniences you may prefer.
Each
of the following accounts is available with a free Trustmark
Express ATM (automated teller machine) card or free ExpressCheck
debit card and free TrustTouchWeb internet
banking service. You can reorder your checks online. All depositors are insured by the Federal
Deposit Insurance Corporation. Here is a list of fees that may apply to your checking account.
CheckMate is a
package of services that can be added to any personal
checking account for an additional monthly fee. CheckMate
will be available at a discount of $4.00 to Umbrella,
Prime of Life, Prime of Life Preferred, and Relationship Checking customers.
A $5.00 fee will apply for the benefits on all other
personal checking account types.
Enjoy all the benefits of the CheckMate Membership Program:
- Free supply of Trustmark wallet checks (or 50% discount on customer's
choice of style ordered through Trustmark); some limitations may apply
- Up to $5,000 in Identity Theft Insurance
- Up to $5,000 in Accidental Death and Dismemberment Coverage
And as a CheckMate member, you are also entitled to the following benefits at no additional cost:
- Cash Back Member Rewards
- Walk-In Pharmacy Card — Prescription Discounts
- Eyecare & Eyewear
Discounts
- Credit Card Registration
- Entertainment SaversGuide
- Theme Park & Movie Ticket Discounts
- Rental Car Discounts
- Key
Return
Checking
Accounts
Umbrella Checking – This is our most popular checking
account! It is packed with the most valuable services in banking
for one fee.
- Minimum opening balance: $100
- Two choices of overdraft protection (subject to
credit approval)
- via
Trustmark VISA® or MasterCard® account
- a
Trustmark savings account
- Unlimited check-writing privileges
- Free supply of Trustmark wallet checks (or 50% discount on customer's
choice of style ordered through Trustmark); some limitations may apply
- Reduced interest rate on loans of $1,000 or more for
qualified borrowers (not available on real estate-secured loans; automatic debit required)
- Flat monthly service fee of $9.95 ($7.95 for customers
younger than 25)
- No fee for regular Traveler's Checks when purchased
at a Trustmark Office; discount on Travelers' Checks for Two
- No annual fee for Trustmark VISA or MasterCard credit card(subject
to credit approval)
- No fee for Trustmark Express ATM card or ExpressCheck
debit card
- $15 annual discount on a safe deposit box (ACH debit
required; one box per account; based upon availability)
- Up to $15,000
accidental death and dismemberment coverage
- Detailed monthly statement with imaged checks
Prime of Life Checking – This value-packed account is for customers ages 50 and above. The minimum opening balance is $100, and the minimum balance to avoid a monthly service fee of $7.50 is $500.
- Free supply of Trustmark wallet checks (or 50% discount on customer's
choice of style ordered through Trustmark); some limitations may apply
- Interest earned on balances of $1,000 or more
- Key ring return
- Up to $100,000 in common carrier accidental death coverage
- TravelRewards with MemberTravelSource.com
- PrimeTimes newsletter
- Entertainment® SaversGuide®
- Traveler's checks at no issue charge
- Discount on checks for two
- Seminars and group travel
- Free notary service and personal photocopies; limitations may apply
- Online access of benefits at eClubOnline.net
- Monthly imaged statement
Prime of Life Preferred Checking – This account features all of the benefits of the Prime of Life account plus the following extras for a low monthly membership fee of $5. There is no minimum balance requirement.
- Up to an additional $50,000 in common carrier
accidental death coverage
- Up to $10,000 in regular, accidental death
coverage
- Up to $2,500 in identity theft coverage
- EyeCare and EyeWear vision plan
- Walk-in pharmacy prescription card
- Credit card registration
- Emergency medical identification card
- Auto trip routing
- Discounts on diabetes supplies
- Discounts on vitamins, minerals, and
herbs
- Discounts on FTD flowers, gifts, and
greenery
- Annual safe deposit box discount of $10
with automatic debit; limit one per account; based upon
availability
Prime Times - The Newsletter for Prime of Life and Prime of Life Preferred Members
Prime Times Winter 2008
Prime Times Spring/Summer 2007
Relationship Checking – This interest-bearing account is designed to reward loyal customers for balances maintained in a variety of deposit or loan products by providing value-added benefits. The minimum opening balance is $100, and the minimum balance to avoid a monthly service fee of $20 is $25,000 in combined minimum daily deposit and/or outstanding loan balances.
- Earns a higher interest rate based upon balance tiers
- Premium rates available when opening a HighYield Money Market Account
- Free supply of Trustmark wallet checks (or 50% discount on customer's
choice of style ordered through Trustmark); some limitations may apply
- Free TrustTouchWeb Internet banking and bill pay
- Optional overdraft protection attached to a Trustmark Visa or MasterCard* account
- Free ATM access at foreign machines (excluding Mississippi)
- Up to $15,000 in accidental death and dismemberment coverage
- 0.25% discount on new installment loans of $1,000 or more; excludes real estate-secured loans; automatic debit required*
- Up to $250 discount toward closing costs on new Trustmark mortgages; must advise Mortgage Services before loan closing of Relationship Checking status*
- Monthly imaged statement
- Annual safe deposit box discount of $15 with automatic debit; limit one per account; based upon availability
- No fee for regular Traveler’s Checks; discount on Travelers’ Checks for Two
- Deposit balances include checking, savings, money market, and CD accounts
- Loan balances include credit cards, lines of credit, HomeEquity Lines of Credit, and consumer loans (excluding indirect and mortgage loans)
*Subject to credit approval
Interest Checking – An account for customers who want to earn interest on their checking account while having maximum availability.
- Minimum
opening balance: $1,000
- Pays
interest on minimum balance of $1,000
- No
service charge on balance of $1,000 or more; $9.00 service
charge if minimum balance falls below $1,000 during
the month
- 30
free deposit items per month ($.075 charge for each
item deposited over 30 per statement period)
- Free
Trustmark Express ATM card or ExpressCheck debit card
- Detailed
monthly statement with imaged checks
HighYield
Checking – HighYield
Checking is a personal transaction
account allowing customers the
option to write unlimited checks
and keep funds liquid while earning
a favorable interest rate based
on their balance.
- Minimum
opening balance: $5,000
- $10.00
monthly service charge waived with a balance of $5,000
or more
- Pays
interest according to balance tiers at a competitive
rate (subject to change daily)
- Detailed
monthly statement with imaged checks
Positively
Free Checking– Positively Free Checking is a personal
checking account with no minimum balance requirement and no monthly service fee.
- Unlimited check-writing
and debit card transactions
- No minimum balance requirement
- Minimum opening balance: $50
- No monthly service charge
- Monthly statement listing cancelled checks; imaged statement available for a monthly fee of $2
- ATM
and ExpressCheck debit card access available
— free, unlimited transactions
- Free TrustTouchWeb Internet banking and bill pay
- Three check copies provided annually at no charge
- Personal account only
- Some miscellaneous service fees such as dormant, non-sufficient funds, and ATM transaction fees may apply
Health Savings Account - This interest-bearing checking account is available for those individuals who participate in a high-deductible health insurance plan and allows for tax-free distributions to pay for qualified medical expenses. Health Savings Account balances automatically roll from year to year.
- Minimum opening balance: $100
- One-time set-up fee of $20
- $4 monthly service charge waived with a minimum balance of $1,000 or more
- 5 free checks per month ($1 per check written over 5 per statement period); unlimited debit card access
- Interest earned on daily minimum balance of $1,000 or more
- Sole ownership only
- Monthly imaged statement
Estate
Account – Any of the above
types of accounts (except Prime
of Life, Prime of Life Preferred and Umbrella Checking account).
Opened under the deceased person's
Social Security number,
with death certificate and letter
of administration or testamentary
papers; available to the executor,
executrix
or administrator of the deceased
person's estate; includes all benefits
and restrictions of the type of
account
chosen.
ExpressCheck
Debit Card – You'll get the best of both
worlds with Trustmark's ExpressCheck debit card. Using
your ExpressCheck debit card is as easy as using a credit
card (it even looks like one), except your purchases are
drawn from your checking account – just as if you
have written checks. The ExpressCheck debit card also
doubles as an ATM card by replacing the Trustmark Express
card.
Member FDIC
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