Personal Banking Services
Choices in Checking:
Which is right for you?
We offer a variety of checking accounts, suited to different lifestyles and customer preferences. Before you select a particular account, consider what your average monthly balance is likely to be and what other services and conveniences you may prefer.
These benefits are available with each of the following accounts.
- FREE Trustmark Express ATM or ExpressCheck debit card
- FREE TrustTouchWeb internet banking
- FREE mobile banking
- FREE e-statements
| Simply Free Banking |
Smart Choice Banking |
Total Value Banking | Prime of Life Banking |
Relationship Banking |
Interest Checking |
Health Savings Account |
|
| Minimum to Open | $50 | $50 | $100 | $100 | $100 | $1,000 | $100 |
| Monthly Requirements | n/a | meet any ONE - $1,000 avg bal OR at least 10 debit card transactions OR a direct deposit of at least $100 per statement cycle |
n/a | Maintain $500 minimum balance | $25,000 combined deposit and/or outstanding loan balances | Maintain $1,000 minimum balance | Maintain $1,000 minimum balance |
| Monthly Service Charge (requirements not met) |
$0 | $5 | $6 ($5 age 50+) |
$7.50 | $20 | $9 | $4 |
| Unlimited Check Writing | NO* | YES | YES | YES | YES | YES | $1 per check > 5 per month |
| Interest Earned | NO | NO | YES > $1,000 |
YES > $1,000 |
YES Tiered |
YES > $1,000 |
YES > $1,000 |
| Unlimited Deposits/ Withdrawals |
Electronic only- (Deposits- Direct Dep, ACH dep, online transfers, ATM deposits/ Withdrawals- ATM, ACH,online transfers or debit card only)** | YES | YES | YES | YES | YES | Distribution and contribution limits apply |
| Free Checks | NO | NO | Trustmark standard-initial order free; standard checks free for Seniors ages 50+ |
YES Trustmark Standard |
YES Trustmark Standard |
NO | NO |
| Debit Card | FREE | FREE | FREE | FREE | FREE | FREE | FREE |
| Internet Banking & Bill Pay | FREE | FREE | FREE | FREE | FREE | FREE | FREE |
| Mobile Banking | FREE | FREE | FREE | FREE | FREE | FREE | FREE |
| Imaged Statement | online statement required |
monthly statement listing checks; imaged statement $2 | FREE | FREE | FREE | FREE | FREE |
| Overdraft Protection | $10 per transfer | $10 per transfer | $10 per transfer | $10 per transfer | No transfer fee | $10 per transfer | n/a |
| Additional Benefits | * No check writing allowed. ** Up to 4 teller visits per month. ** Up to 3 Customer Contact Center calls per month. |
No fee 1st occurrence NSF,No Trustmark fee on foreign ATM trans, up to $5,000 AD&D, up to $5,000 ID Theft protection, $10 annual safe dep box disc (where available),credit card reg, key rtn, SaversGuide, movie tkt disc, CashBack Rew,Rx drug plan, EyeWear disc,rental car & theme park disc | TravelRewards, up to $100,000 CCAD&D, SaversGuide, No fee traveler's checks-disc on checks for two,seminars, group travel, newsletter, photocopies | Premium HYMMA rate applies on HYMMA account opened in conjunction with this account, No Trustmark fee on foreign ATM trans, up to $15,000 AD&D, loan discount, mortgage closing discount, $15 annual safe deposit box disc, no fee traveler's checks-disc on checks for two |
Overdraft protection is available with all personal checking accounts, excluding the Health Savings Account, via a personal Daily Interest Savings, Money Market, or HighYield Money Market account or a Trustmark MasterCard or Visa credit card. Up to $2,000 in accidental death and dismemberment coverage is provided at no charge on the following accounts with the option to purchase additional coverage; yearly enrollment is required.
You can reorder your checks online. All depositors are insured by the Federal Deposit Insurance Corporation up to the maximum amount allowed by law. Here is a list of fees that may apply to your checking account .
Other Account Information
Estate Account Any of the above types of accounts (except Prime of Life and Relationship Banking). Opened with death certificate and letter of administration or testamentary papers; available to the executor, executrix or administrator of the deceased person's estate; includes all benefits and restrictions of the type of account chosen; a tax ID number is required for the estate.
ExpressCheck Debit Card You'll get the best of both worlds with Trustmark's ExpressCheck debit card. Using your ExpressCheck debit card is as easy as using a credit card (it even looks like one), except your purchases are drawn from your checking account just as if you have written checks. The ExpressCheck debit card also doubles as an ATM card by replacing the Trustmark Express card.



