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The responsibilities of this job are to personally generate mortgage volume and oversee and manage the designated lending staff. This position focuses on affordable housing initiatives within a defined large geographic area or state.
This position is open to the Greater Alabama Area.
- Cross-train, lead and develop team of associates to promote maximum productivity, engagement, succession planning and overall contribution to strategic organizational goals.
- Proactively solicits new residential mortgage business and identify, develop, and maintain a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities; real estate network may consist of real estate professionals, builders, professional and personal contacts, as well as other valuable referral sources
- Work with Strategic Community Lending Manager on the development of strategic goals, for recommendation of product development applicable to the regional requirements, and for the creation and monitoring of regional budgets that support the SBU and Corp overall goals, etc.
- Responsible for overseeing all Fair Lending, CRA for with defined Region. Duties to include establishing application goals, outreach expectations, establishing and sustaining municipal alliance, supporting Fair Lending/CRA efforts by providing direction/ leadership, crafting, sustaining a vision for program, working closely w/ various committees to ensure satisfactory/ timely response to various needs, addressing compliance related needs, and working closely with Fair and Responsible Banking as needed.
- Responsible for retail production operations for defined region to ensure local associates work as a team to ensure growth, regulatory compliance, customer service, profitability, etc. in such a way as to that will support meeting and exceeding established business goals and expectations. Responsible for insuring production is processed, underwritten, and closed according to investor guidelines, and in accordance with various regulators policies (OCC, Federal Reserve, HMDA, RESPA, etc.), as well as adherence to all Trustmark requirements.
- Assisting or supervising the processing of the loan files, participates in the contribution to overall departmental goals and objectives, successfully complete special tasks assigned and coordinate the functions of your assigned area of expertise.
- Recruit & Train Community Lending/ Originators on policies, procedures, business development and community relations.
- Develops and expands external relationships through outreach with local, state and regional Community Development organizations focusing on affordable housing, small business development, neighborhood revitalization and stabilization, disaster recovery and essential services for low- and moderate-income/ Majority Minority individuals and families. Maintains and documents qualified CRA investments, services and community development lending and other reporting critical to preparing for CRA.
- Mortgage loan production activity required to complete applications and gather documents as needed to meet the parameters of the loan type, i.e., FHA, VA, USDA, Conventional, portfolio, etc.
- Perform additional duties as assigned.
- Must have 10+ years of mortgage production experience, including significant experience originating affordable housing mortgages
- Must have 5+ years of experience managing a variety of mortgage related positions
- Must have expertise knowledge of FHA/VA & conventional mortgage guidelines
- Must know all consumer disclosure requirements and compliance regulations regarding home loans
- Must be able to interpret and administer complex compliance laws and regulations
- Must have basic knowledge of Microsoft Word and Excel including the ability to create and maintain spreadsheets
- Must exercise exceptional analytical and critical thinking skills
- Must have outstanding interpersonal skills and ability to communicate effectively
- Must be detail oriented and demonstrate good organizational skills
- Must be able to work independently with minimum supervision
- Must be able to multi-task and exercise solid time management principles to prioritize workload
Working with Us
Teamwork and the individual contributions of our associates are recognized as the drivers of our success. At Trustmark, we are committed to preserving and advancing a diverse and inclusive workplace, where each associate, customer and shareholder is respected, valued and encouraged to share in our commitment. We make significant investments in our associates so that they may enhance their personal and professional skills, because we want each associate to grow, flourish and fulfill their career aspirations. Come onboard and join our team!
Equal Opportunities for All
Trustmark exemplifies the strength and possibilities that come with a diverse and inclusive team. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, age, marital status, genetic information, pregnancy, national origin, protected veteran, disability status, or any other characteristic protected under applicable law. Trustmark is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment.
If you need assistance with any part of the application process, please send an email to careers@trustmark.com or call 866.213.1418.
Our Hiring Process
Upon accepting a position with Trustmark, the following pre-employment screenings must be completed:
- Verification of employment, education and other data provided by you on your employment application
- Verification of eligibility to work in the US
- Criminal background check
- Credit check (required for certain positions)
- Fingerprinting (required for certain positions)
- Drug screen
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Equal Housing Lender