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Retail Staff Underwriter II
Location:
MS, AL, Houston, TX; Memphis, TN; Panhandle FL; Atlanta, GA, Unknown
Type: Regular Full-Time
Job ID: 2026-19621
Category: Underwriting
Overview

The responsibilities of this job are to provide support to the retail and wholesale platform in loan decisions, underwriting guidance, and scenario questions based on GSE guidelines and requirements while ensuring and maintaining quality.

Responsibilities:
  • Provide assistance to both retail and TPO originators, processors, for questions regarding guidelines, income requirements scenarios.
  • Maintain a small pipeline of loans to decision for final approval based on underwriting authority delegations.
  • Review all appraisal types for final approval including issuing NOV’s and HFS/USDA conditional requirements.
  • Stay updated and attend refresher training for all investor guidelines.
  • Review and respond to management for all QC/QA exceptions.
  • Associates are expected to perform all additional duties as assigned.
Qualifications

Education:High School Diploma or GED

Experience:5 years In underwriting FNMA/FHLMC, FHA, USDA and VA loans

 

Additional Required Qualifications

  • FHA DE certification
  • VA SAR and certification
  • Experience in underwriting FNMA/FHLMC/FHA/VA / USDA Rural Housing investor loans
  • Documented experience in mortgage loan underwriting
  • General understanding and knowledge of underwriting and compliance guidelines
  • Working knowledge and experience with DeskTop Underwriter System
  • Exceptional organizational skills and strong communication skills
  • Superior problem-solving skills
  • Excellent customer service skills
  • Working knowledge of Excel, Word, and other PC applications
  • College education preferred

 

Physical Requirements & Working Conditions:Must be able to sit for long periods of time and use computer keyboard and/or mouse requiring hand and wrist manipulation, while viewing computer screens.

 

Disclaimer:Management retains the right to add, delete or modify the responsibilities and qualifications of the position at any time.

 

Trustmark Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings on this site. Resumes submitted to any Trustmark Bank employee by a third-party agency and/or search firm without a valid, written search agreement signed by Trustmark, will become the sole property of Trustmark Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.

Working with Us

Teamwork and the individual contributions of our associates are recognized as the drivers of our success.  At Trustmark, we are committed to preserving and advancing a diverse and inclusive workplace, where each associate, customer and shareholder is respected, valued and encouraged to share in our commitment.  We make significant investments in our associates so that they may enhance their personal and professional skills, because we want each associate to grow, flourish and fulfill their career aspirations.  Come onboard and join our team!

 


Equal Opportunities for All

Trustmark exemplifies the strength and possibilities that come with a diverse and inclusive team. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, age, marital status, genetic information, pregnancy, national origin, protected veteran, disability status, or any other characteristic protected under applicable law. Trustmark is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment.

 

If you need assistance with any part of the application process, please send an email to careers@trustmark.com or call 866.213.1418.

 


Our Hiring Process

Upon accepting a position with Trustmark, the following pre-employment screenings must be completed:

  • Verification of employment, education and other data provided by you on your employment application
  • Verification of eligibility to work in the US
  • Criminal background check
  • Credit check (required for certain positions)
  • Fingerprinting (required for certain positions)
  • Drug screen

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