Risk Services

Fisher Brown Bottrell offers Risk Control professionals who can help your company minimize the exposure to risk and loss through a number of strategies that can be tailored to your company's specific needs. Our team of experienced professionals can provide advice and appropriate insurance strategies for a wide variety of industries and operational situations. 

Risk Control

In its simplest form, risk control is defined as preventing accidents and injuries to your workforce. Many times, losses can be prevented through engineering, training or employee behavior solutions, as well as work practice controls. We can help you identify risks and recommend strategies to help minimize your risk exposure. 


Construction, Education, Food and Service, Healthcare, Hospitality, Manufacturing, Oil and Gas, Property Management, Public Sector, Real Estate, Retailers and Transportation


Automobile Liability, Back Injuries, Confined Spaces, Cuts and Burns, DOT Violations, Electric Shock, Employee Moral, Ergonomics, Fire and Gas, General Liability, Hazat/Hazcom, Life Safety, Lifting and Lowering, Machine Guarding, Manual Material Handling and OSHA Citations

Loss Prevention & Compliance Strategies

Accident Investigation, Behavior-based Safety, Defensive Driving Training, Employee Recognition, Facility Walkthroughs, Job Site Inspection, Loss Control Visits, OSHA Outreach Training, OSHA Inspection and Penalty Mitigation Assistance, OSHA Record Keeping and Work Site Analysis

Claims Management 

When you have a claim, Fisher Brown Bottrell is there for you - today and every day. Our team of experienced claims professionals will be your advocate and assist you through the entire claim process. 
  • Involvement in claims from opening to closure 
  • Liaison with insurers, adjusters and repair facilities
  • Establishment of loss adjusting procedures to include reserve and settlement authority levels
  • Claim review meetings with emphasis on reserve reduction and file closure
  • Review of losses for reserve accuracy prior to LOC review by carriers 
  • Monthly review of loss experience
  • Frequency and severity trending and analysis
  • Litigation management and plan for claims resolution 
  • Assistance in subrogation recoveries 
  • Facilitate selection of TPAs and other service providers
 Workers' Compensation Auditing Services
Your Workers' Compensation Experience Modifier can drastically affect your Workers' Compensation Premium. Did you know that overcharges occur nearly 70% of the time within all Workers' Compensation premiums, and reserves can be overstated for unit statistical plan filing purposes and cause an inflated Experience Modifier averaging 27%? Let our team of knowledgeable and experienced Workers' Compensation consultants help you to make your Experience Modifier as low as possible and reduce premium expense.
No Cost Analysis
Reformat of loss runs showing all open claims impacting modifier 
Claim Status Reports 
Shows all claim file documentation and the corresponding dollar value of reserve reduction
Actual Liability Avoided 
Shows the dollar value and liability avoided due to the system's effectiveness 
Experience Modifier Reports 
Shows errors in data, missing information, impact of claim frequency and severity, ownership issues intrastate, interstate combinations, weighting, ballast, discount and expected loss rates, evaluated deductible plans, projection of future modifiers, verification of accuracy, filings for revision and claim sate maximums.
Claims Under Audit Report 
Complete list of claims under audit
Cumulative Activity Report 
Shows the overall dollar reduction in reserves and corresponding experience modification points

Human Resources Consulting

Fisher Brown Bottrell has retained Seay Management Consultants, Inc., to answer your questions regarding employment issues, such as a compensation, wages and hours, hiring, dismissal and more. As a client, you may call and talk with one of the professional consultants at Seay Management at no charge to you. Fisher Brown Bottrell provides this services to you as a benefit. 
  • Equal Employment Opportunity Compliance 
  • Resolving Discrimination Charges 
  • Wage and Hour Analysis 
  • Employee Handbooks 
  • Employee Opinion Surveys
  • Affirmative Action Plans 
  • Management Development and Supervisory Training 
  • Salary Administration Programs 
  • Americans with Disabilities Act Compliance 
  • Preventing and Resolving Sexual Harassment 
  • Resolving Wage and Hour Investigations 
  • Other Management Services 
As you can imagine, many more questions can arise in the day-to-day business of managing your workforce, and almost every one of them can be different questions about COBRA, FMLA, EEOC, ADA and many others.
Fisher Brown Bottrell Insurance, Inc., is a subsidiary of Trustmark National Bank. Insurance products are not deposits or other obligations of, guaranteed by, or insured by Trustmark National Bank or any of its affiliates; are not insured by the FDIC or any other agency of the United States, except in the case of Federal Flood Insurance or Federal Crop Insurance, and may be subject to investment risk, including the possible loss of value. Read our Privacy Policy.
Seay Management Consultants, Inc. is not affilaited with Fisher Brown Bottrell Insurance, Inc. or Trustmark National Bank.