Find your match
Choose the checking account that fits your lifestyle, keeping in mind your expected average monthly balance and the services and conveniences you’d find helpful. Every checking account includes these valuable benefits:
- Free eStatements
- Free online banking with bill pay
- Free mobile banking with Android®, iPhone® and iPad® apps
- Free Trustmark ExpressCheck debit card (personalized for $5)
When you’re ready, open your account online. It’s simple and only takes a few minutes.
Scroll to the left to view the rest of the table.
| Personal Checking Accounts | Smart Choice Plus Banking | Smart Choice Banking | eBanking | Squad Student Banking | Prime of Life Banking |
Relationship Banking |
Health Savings Account |
|---|---|---|---|---|---|---|---|
| Waived Non-Trustmark ATM Fees |  |
|
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| Overdraft Protection | Transfer fee applies | Transfer fee applies | Transfer fee applies | No transfer fee | Transfer fee applies |
No transfer fee |
n/a |
| Unlimited Check Writing & Debit Card Transactions | |
 |
Debit Card |  |
 |
 |
$1 per check > 5 per month |
| Earns Interest |  |
 |
 |
 |
|||
| Unlimited Deposits & Withdrawals |  |
 |
Electronic only (deposits: direct deposit, ACH, ATM, or online transfers; withdrawals: ATM, ACH, online transfers, or debit card) |  |
 |
 |
Distribution and contribution limits apply |
| Special Benefits | |
|
|
||||
| Minimum to Open | $100 | $50 | $50 | $50 | $100 | $100 | $100 |
| Monthly Service Charge | $7 (ages 50 and above: $6) | $7 if requirements are not met | $0 | $0 | $8 | $20 | $4 |
| Monthly Service Charge Waived | Waived when you have at least 10 debit card transactions, OR a direct deposit of $100 or more per statement cycle, OR $1,000 average balance | Waived with a $500 minimum balance per statement cycle |
Waived with a $25,000 minimum balance per statement cycle in combined deposit accounts and/or outstanding loan balances |
Waived with a $1,000 minimum balance per statement cycle | |||
| More Info | More Info | More Info | More Info | More Info | More Info | More Info |
Overdraft protection is available with all personal checking accounts (excluding the Health Savings Account) via a personal Daily Interest Savings, Money Market, or HighYield Money Market account, or a Trustmark MasterCard® or Visa® credit card. Up to $2,000 in accidental death and dismemberment coverage is provided at no charge with the option to purchase additional coverage; yearly enrollment is required. All depositors are insured by the Federal Deposit Insurance Corporation up to the maximum amount allowed by law.
Helpful links:
Reorder your checks online
List of checking account fees
Opt-In decisions for deposit accounts
Download: Manage Your Checking Account (PDF)
Estate Account
Available for any of the above types of accounts (except Prime of Life and Relationship Banking) when opened with death certificate and letter of administration or testamentary papers. Available to the executor, executrix, or administrator of the deceased individual's estate. Includes all benefits and restrictions of the type of account chosen. A tax ID number is required for the estate.