Smart Choice Banking

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This personal checking account is free when any one of three minimum monthly requirements are met. Make at least 10 debit card transactions a month? Then Smart Choice Banking is the account for you. This streamlined account is also a perfect choice for students. 

  • Minimum opening balance: $50
  • Minimum requirements to avoid a $7 monthly service fee: at least 10 debit card transactions, OR a direct deposit of at least $100 per statement cycle, OR a $1,000 average balance
  • Unlimited check writing and debit card transactions
  • Unlimited deposits and withdrawals
  • Overdraft protection available
  • Monthly statement listing cancelled checks; imaged statement available for a monthly fee; eStatements available

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