Smart Choice Plus Banking

Packed with popular perks

Packed with value, this interest-earning account has everything you are looking for with a low monthly service fee, unlimited debit transactions, and identity theft and mobile phone protection. Access your benefits online at

  • Minimum opening balance: $100
  • Minimum balance to earn interest: $1,000
  • No minimum balance requirement
  • Monthly service fee: $7 (for customers ages 50 and above: $6)
  • First non-sufficient funds/overdraft fee waived
  • No Trustmark fee on non-Trustmark ATM transactions (surcharge fee may apply)
  • Overdraft protection available
  • Unlimited deposits and withdrawals
  • Unlimited check writing and debit card transactions
  • Free initial order of Trustmark exclusive wallet checks; 50% discount on customer's choice of check style ordered through Trustmark (some limitations may apply); wallet checks free for customers ages 50 and above
  • $10 annual safe deposit box discount (based on availability; ACH debit required: one box per account)
  • Monthly imaged statement; eStatements available
  • Cell phone protection1
  • Up to $10,000 in identity theft expense reimbursement coverage1
  • Up to $10,000 in all-risk accidental death and dismemberment insurance1
  • Up to $100,000 in common carrier accidental death and dismemberment insurance1 
  • Rental car discounts
  • Shopping Rewards*
  • Prescription and dental discounts*
  • Eyecare and eyewear discounts*
  • Travel and leisure discount membership*
  • Theme park and movie ticket discounts*

*Registration/Activation Required

1 Special Insurance Program Notes: The description herein is a summary only. It does not include all terms, conditions, and exclusions of the policy described. Please refer to the actual policy for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Refer to Guide to Benefits received at account opening for complete details of coverage. Insurance Products are not a deposit of or guaranteed by the Bank or any Bank Affiliate and are not insured by the FDIC or Any Federal Government Agency.

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