Annual Insurance Review
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It's highly recommended that everyone take time each year to review their current insurance coverage and determine if there's an area that might be uninsured, underinsured or overinsured. You could be exposed to risk or over paying for coverage.
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Insurance is important because it covers significant expenses that would otherwise come as a direct cost to you. Life happens, and sometimes an accident or unforeseen event could put your important assets at risk.
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Personal insurance
When was the last time you updated your insurance coverage? Have you experienced significant life-changes, like growing your family, incurring medical expenses or buying a home in the past year? There's no time like the present to reevaluate your current coverage to ensure it still meets your needs.
Here are a few types of insurance that can add major benefits to your life and wellbeing:
- Life Insurance
- Homeowners Insurance
- Personal Liability
- Renter's Insurance
- Automobile Insurance
- Pet Insurance
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Coverage that fits your needs
How do you know if you are underinsured? Being underinsured means you have insurance coverage, but the limits are not high enough to cover the full expenses of a claim. You can also be overinsured if an accurate assessment of your policy hasn't been done recently, or if your needs have changedโboth could potentially cause you to pay for more than you need.
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Financial responsibility includes insurance
When it comes to being financially responsible, insurance plays a big role. Accidents can happen at anytime, and they can burden even the best of budgets. Insurance helps protect you from large, unexpected costs and gives you the piece of mind that an emergency or accident will weigh less heavily on your finances.
To learn more about affordable and customizable insurance options, contact our insurance professionals at FBBINSURANCE.
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