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Conventional Loans

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Flexible options for a wide range of homeowners and financing needs.

Found your โ€œforeverโ€ home?

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If you have a strong credit score and can contribute at least 3% towards a down payment, a conventional loan may be a good choice for you.

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Conventional loans do not have program-specific fees like those you find with some government-insured loans.

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  • Fixed rate and adjustable rate options, as well as flexible terms, such as 15-, 20- and 30-year loans
  • Private Mortgage Insurance (PMI) required if down payment is less than 20%
  • Downpayment and income requirements established by Fannie Mae and Freddie Mac

Weโ€™re ready when you are

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Conventional loans can be used to finance second homes and investment properties, and purchase and refinance options are available.

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