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Home Equity Line of Credit


Enjoy the flexibility that a Home Equity Line of Credit offers.

Let your equity work for you


Whether you’re looking to remodel your kitchen or build your dream backyard oasis, a home equity line of credit1 can help you reach your goals.


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Apply by selecting the location where you wish to close your loan.

The online HELOC application is only for primary residences.


To apply in-person, please visit your nearby Trustmark branch.


Access your line any time


  • Funds are immediately available
  • Convenient monthly statement
  • Purchases are automatically added to your line of credit balance
  • Maximum line of credit is $250,000
  • Simply write a check or use your MasterCard® Home EquityLine Card to access funds


Custom loan fixed rate payment option2


The used portion of the credit line may be converted to a fixed rate term loan, while the unused portion of the line remains available as needed.


Custom Loan Example: $40,000 HELOC

Home Equity Line of Credit $40,000
Custom Loan #1 -$10,000
Custom Loan #2 -$15,000
Remaining Available Balance on Line of Credit $15,000

1 Required initial advance of $5,000.00. Minimum monthly finance charge of $0.50. If a new credit line is at least $20,000.00, but less than or equal to $250,000.00, Trustmark will waive all closing costs with the exception of any required surveys and appraisals on homes located on five (5) acres or more. Bank paid closing costs are limited to $500.00 in FL. Your credit limit will be based on the amount of lendable equity in your home. Some restrictions may apply. Trustmark may refuse this extension of credit based on other criteria. Before we approve you for a Home Equity Line of Credit (HELOC), we will review your credit report to confirm that you meet the criteria for this offer and that you have the capacity to pay. Subject to credit approval.


2 Custom Loan: Provides flexibility to lock designated advances into a fixed rate and term, while keeping available funds in the line of credit for future use. Rate and term determined at time of loan. No minimum loan amount. Maximum loan amount up to the available HELOC limit. The Custom Loan maturity must not exceed the maturity of the HELOC. The maximum number of Custom Loans within a HELOC is five. There is no fee for the Custom Loan option.