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Home Advantage Loan


Your dream home should be more than a dream.

Ready to call the movers?


The Trustmark Home Advantage loan is designed to meet the affordable housing needs of low-to-moderate income homebuyers. Our team of experienced mortgage professionals is ready to help you make homeownership a reality.



Dad dancing in the living room with his two daughters. Dad dancing in the living room with his two daughters.

Details about our Home Advantage Loan


  • Purchase and refinance options available
  • Loan amounts up to the Fannie Mae conforming limit
  • Income Limit: 80% or less of area median income; no limit if property is located in a low-to-moderate income census tract
  • No private mortgage insurance required
  • 0% - 3% down payment options based on credit score, debt-to-income ratios and cash reserves
  • Cannot own another home at time of closing
  • Homebuyer education required
  • Minimum 620 credit score required

Home Advantage PLUS Loan


Once you have been approved for a Home Advantage mortgage loan, you are automatically approved for a Home Advantage PLUS loan up to $6,500!

Use this loan to help with:


  • the down payment on your new home
  • closing costs on your Home Advantage loan
  • home improvements
  • any other needs you may have


Woman cooking in a kitchen. Woman cooking in a kitchen.

Charlotte Flowers


Charlotte Flowers

Charlotte’s passion is helping first time home buyers




Shayna’s Home Advantage story

Sophia Mack


Sophia Mack

Sophia is dedicated to helping you secure an affordable mortgage loan